/* Modern Banking Website - Premium Design 2025 */
@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@300;400;500;600;700;800&family=Fraunces:wght@400;500;600;700;800&display=swap');

/* ===== CSS VARIABLES ===== */
:root {
    /* Professional Banking Color Palette */
    --primary-blue: #0a2540;
    --primary-blue-light: #183b61; 
    --primary-blue-dark: #051729;
    --primary-teal: #00c6b6;
    --primary-teal-light: #40e0d0;
    --primary-teal-dark: #019d8f;
    --accent-gold: #ffc451;
    --accent-gold-light: #ffe082;
    --accent-gold-dark: #e6a817;
    --accent-purple: #6772e5;
    --accent-red: #ed4b62;
    --white: #ffffff;
    --off-white: #f9fafb;
    --light-gray-1: #f3f4f6;
    --light-gray-2: #e5e7eb;
    --gray-1: #d1d5db;
    --gray-2: #9ca3af;
    --gray-3: #6b7280;
    --dark-1: #374151;
    --dark-2: #1f2937;
    --dark-3: #111827;
    
    /* Text colors */
    --text-dark: var(--dark-2);
    --text-gray-dark: var(--dark-1);
    --text-gray: var(--gray-3);
    --text-light: var(--gray-2);
    
    /* Border colors */
    --border-color: var(--light-gray-2);
    --border-color-dark: var(--gray-1);
    
    /* Refined Gradients */
    --gradient-primary: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    --gradient-teal: linear-gradient(135deg, var(--primary-teal) 0%, var(--primary-teal-light) 100%);
    --gradient-gold: linear-gradient(135deg, var(--accent-gold) 0%, var(--accent-gold-dark) 100%);
    --gradient-dark: linear-gradient(135deg, var(--dark-2) 0%, var(--dark-1) 100%);
    --gradient-blue-teal: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-teal) 100%);
    --gradient-purple-blue: linear-gradient(135deg, var(--accent-purple) 0%, var(--primary-blue-light) 100%);
    --gradient-glass: linear-gradient(135deg, rgba(255, 255, 255, 0.92), rgba(255, 255, 255, 0.82));
    --gradient-overlay: linear-gradient(135deg, rgba(10, 37, 64, 0.85) 0%, rgba(24, 59, 97, 0.75) 100%);
    --gradient-blue: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    
    /* Professional Shadows */
    --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.05);
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05), 0 1px 3px rgba(0, 0, 0, 0.1);
    --shadow-md: 0 4px 8px rgba(0, 0, 0, 0.08), 0 2px 4px rgba(0, 0, 0, 0.04);
    --shadow-lg: 0 12px 20px rgba(0, 0, 0, 0.08), 0 4px 8px rgba(0, 0, 0, 0.03);
    --shadow-xl: 0 20px 30px rgba(0, 0, 0, 0.1), 0 8px 12px rgba(0, 0, 0, 0.05);
    --shadow-2xl: 0 25px 50px rgba(0, 0, 0, 0.15), 0 10px 15px rgba(0, 0, 0, 0.08);
    --shadow-teal: 0 10px 25px rgba(0, 198, 182, 0.25);
    --shadow-gold: 0 10px 25px rgba(255, 196, 81, 0.25);
    --shadow-blue: 0 10px 25px rgba(10, 37, 64, 0.2);
    --shadow-inner: inset 0 2px 4px rgba(0, 0, 0, 0.06);
    
    /* Modern Typography */
    --font-primary: 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;
    --font-display: 'Fraunces', Georgia, serif;
    
    /* Refined Spacing & Layout */
    --section-padding: clamp(70px, 10vw, 140px) 0;
    --container-padding: clamp(20px, 5vw, 60px);
    --container-width: 1280px;
    --border-radius-sm: 6px;
    --border-radius: 10px;
    --border-radius-lg: 16px;
    --border-radius-xl: 24px;
    --border-radius-2xl: 32px;
    --border-radius-round: 999px;
    
    /* Smooth Transitions */
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-bounce: all 0.4s cubic-bezier(0.68, -0.6, 0.32, 1.6);
}

/* ===== HEADER STYLES ===== */
.header {
    position: sticky;
    top: 0;
    background: var(--white);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border-color);
    z-index: 1000;
    padding: 0;
    box-shadow: var(--shadow-sm);
}

.header .container {
    padding: 0 var(--container-padding);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
    gap: 32px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: inherit;
}

.logo-icon {
    width: 48px;
    height: 48px;
    background: var(--gradient-blue);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
    transition: var(--transition);
}

.logo:hover .logo-icon {
    transform: scale(1.05);
    box-shadow: var(--shadow-md);
}

.logo-text {
    display: flex;
    flex-direction: column;
}

.brand-name {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--dark-2);
    font-family: var(--font-display);
}

.brand-tagline {
    font-size: 0.8rem;
    color: var(--text-gray);
    font-weight: 500;
    margin-top: -2px;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: clamp(16px, 3vw, 32px);
    list-style: none;
    margin: 0;
    padding: 0;
}

.nav-link {
    position: relative;
    padding: 8px 0;
    color: var(--text-gray-dark);
    font-weight: 500;
    text-decoration: none;
    transition: var(--transition-fast);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-teal);
    transition: var(--transition-fast);
}

.nav-link:hover,
.nav-link.active {
    color: var(--primary-teal);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 16px;
}

.admin-link {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 8px 12px;
    border-radius: var(--border-radius-sm);
    transition: var(--transition-fast);
    color: var(--text-gray);
    font-size: 0.9rem;
}

.admin-link:hover {
    background: var(--light-gray-1);
    color: var(--primary-teal);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
    gap: 4px;
    padding: 8px;
}

.nav-toggle span {
    width: 24px;
    height: 2px;
    background: var(--dark-2);
    transition: var(--transition-fast);
    border-radius: 2px;
}

/* ===== FOOTER STYLES ===== */
.footer {
    background: var(--dark-2);
    color: var(--white);
    margin-top: auto;
}

.footer-content {
    padding: clamp(60px, 8vw, 80px) 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: clamp(32px, 6vw, 48px);
    margin-bottom: clamp(40px, 6vw, 60px);
}

.footer-section h4 {
    color: var(--white);
    margin-bottom: 20px;
    font-size: 1.1rem;
    font-weight: 600;
}

.footer-logo .logo {
    margin-bottom: 20px;
}

.footer-logo .brand-name {
    color: var(--white);
}

.footer-logo .brand-tagline {
    color: var(--text-light);
}

.footer-description {
    color: var(--text-light);
    margin-bottom: 24px;
    line-height: 1.6;
}

.footer-certifications {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.cert-badge {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 6px 12px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--border-radius-round);
    font-size: 0.85rem;
    font-weight: 500;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.cert-badge i {
    color: var(--primary-teal);
    font-size: 0.8rem;
}

.footer-links {
    list-style: none;
    margin: 0;
    padding: 0;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: var(--text-light);
    text-decoration: none;
    transition: var(--transition-fast);
    display: block;
    padding: 4px 0;
}

.footer-links a:hover {
    color: var(--primary-teal);
    padding-left: 8px;
}

.footer-newsletter {
    background: rgba(255, 255, 255, 0.05);
    border-radius: var(--border-radius-lg);
    padding: clamp(24px, 4vw, 32px);
    margin-bottom: clamp(40px, 6vw, 60px);
}

.newsletter-content {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 32px;
    align-items: center;
}

.newsletter-text h4 {
    color: var(--white);
    margin-bottom: 8px;
    font-size: 1.25rem;
}

.newsletter-text p {
    color: var(--text-light);
    margin: 0;
}

.newsletter-form {
    min-width: 320px;
}

.newsletter-input-wrapper {
    display: flex;
    gap: 0;
    background: var(--white);
    border-radius: var(--border-radius);
    overflow: hidden;
    box-shadow: var(--shadow-md);
}

.newsletter-input {
    flex: 1;
    padding: 14px 16px;
    border: none;
    font-size: 1rem;
    background: transparent;
    color: var(--dark-2);
}

.newsletter-input::placeholder {
    color: var(--text-gray);
}

.newsletter-input:focus {
    outline: none;
}

.newsletter-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 14px 20px;
    background: var(--gradient-teal);
    color: var(--white);
    border: none;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition-fast);
    white-space: nowrap;
}

.newsletter-btn:hover {
    background: var(--primary-teal-dark);
    transform: translateX(-2px);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 24px 0;
}

.footer-bottom-content {
    text-align: center;
}

.copyright {
    color: var(--text-light);
    font-size: 0.9rem;
    margin: 0;
}

/* ===== RESPONSIVE HEADER & FOOTER ===== */
@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
    
    .newsletter-content {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .newsletter-form {
        min-width: auto;
    }
}

@media (max-width: 768px) {
    .nav-menu,
    .nav-actions {
        display: none;
    }
    
    .nav-toggle {
        display: flex;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    
    .footer-bottom-content {
        text-align: center;
    }
    
    .newsletter-input-wrapper {
        flex-direction: column;
    }
    
    .newsletter-btn {
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .nav {
        height: 70px;
    }
    
    .logo-text {
        display: none;
    }
    
    .footer-certifications {
        flex-direction: column;
    }
}
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    font-size: 16px;
    scroll-behavior: smooth;
    scroll-padding-top: 80px;
    text-rendering: optimizeLegibility;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-primary);
    font-weight: 400;
    line-height: 1.6;
    color: var(--dark-2);
    background-color: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

ul, ol {
    list-style: none;
}

button, input, textarea, select {
    font-family: inherit;
    font-size: inherit;
    color: inherit;
}

button {
    cursor: pointer;
    border: none;
    background: none;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1.2;
}

h1 {
    font-size: clamp(2.5rem, 5vw, 4rem);
    margin-bottom: 1.5rem;
}

h2 {
    font-size: clamp(2rem, 4vw, 3.5rem);
    margin-bottom: 1.25rem;
}

h3 {
    font-size: clamp(1.5rem, 3vw, 2.5rem);
    margin-bottom: 1rem;
}

h4 {
    font-size: clamp(1.25rem, 2vw, 1.75rem);
    margin-bottom: 0.75rem;
}

p {
    margin-bottom: 1rem;
}

small {
    font-size: 0.875rem;
}

strong {
    font-weight: 700;
}

.container {
    width: 100%;
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* ===== CONSISTENT SECTION SPACING ===== */
.section {
    padding: var(--section-padding);
}

/* Ensure consistent spacing for all section types */
.services-overview,
.why-choose,
.cta-section,
.login-section {
    padding: var(--section-padding);
}

/* Consistent background alternation */
.alt-bg {
    background: var(--off-white);
}

.section-title {
    position: relative;
    margin-bottom: 3rem;
    text-align: center;
}

.section-title h2 {
    position: relative;
    display: inline-block;
    z-index: 1;
}

.section-title h2::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: var(--gradient-teal);
    border-radius: var(--border-radius-round);
}

.section-subtitle {
    color: var(--primary-teal);
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 2px;
    font-size: 0.875rem;
    margin-bottom: 1rem;
}

.section-description {
    max-width: 700px;
    margin: 0 auto 3rem;
    text-align: center;
    color: var(--gray-3);
    font-size: 1.1rem;
}

.text-center {
    text-align: center;
}

.text-primary {
    color: var(--primary-blue);
}

.text-teal {
    color: var(--primary-teal);
}

.text-gold {
    color: var(--accent-gold);
}

.bg-light {
    background-color: var(--light-gray-1);
}

.bg-white {
    background-color: var(--white);
}

.bg-primary {
    background-color: var(--primary-blue);
    color: var(--white);
}

.bg-teal {
    background-color: var(--primary-teal);
    color: var(--white);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.75rem 1.5rem;
    border-radius: var(--border-radius);
    font-weight: 600;
    transition: var(--transition);
    text-align: center;
    gap: 0.5rem;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--white);
    box-shadow: var(--shadow-blue);
}

.btn-primary:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-2px);
}

.btn-teal {
    background: var(--gradient-teal);
    color: var(--white);
    box-shadow: var(--shadow-teal);
}

.btn-teal:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-2px);
}

.btn-gold {
    background: var(--gradient-gold);
    color: var(--white);
    box-shadow: var(--shadow-gold);
}

.btn-gold:hover {
    box-shadow: var(--shadow-xl);
    transform: translateY(-2px);
}

.btn-outline {
    background: transparent;
    color: var(--primary-blue);
    border: 2px solid var(--primary-blue);
}

.btn-outline:hover {
    background: var(--primary-blue);
    color: var(--white);
}

.btn-sm {
    padding: 0.5rem 1rem;
    font-size: 0.875rem;
}

.btn-lg {
    padding: 1rem 2rem;
    font-size: 1.125rem;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group.focused label {
    color: var(--primary-teal);
    transform: translateY(-0.5rem);
    font-size: 0.8rem;
}

.form-label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--text-gray-dark);
    font-size: 0.9rem;
    transition: var(--transition);
}

.form-control {
    width: 100%;
    padding: 0.875rem 1rem;
    border: 1px solid var(--border-color);
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
    background-color: var(--off-white);
    color: var(--text-dark);
}

.form-control:focus {
    border-color: var(--primary-teal);
    box-shadow: 0 0 0 3px rgba(0, 198, 182, 0.15);
    outline: none;
    background-color: var(--white);
}

.password-field {
    position: relative;
}

.password-toggle {
    position: absolute;
    right: 1rem;
    top: 50%;
    transform: translateY(-50%);
    background: transparent;
    border: none;
    color: var(--gray-2);
    cursor: pointer;
    transition: var(--transition);
    padding: 0.25rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.password-toggle:hover {
    color: var(--primary-blue);
}

.form-btn {
    width: 100%;
    padding: 0.875rem;
    background: var(--gradient-blue);
    color: var(--white);
    border: none;
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: var(--transition);
    box-shadow: var(--shadow-md);
    text-align: center;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.form-btn.loading {
    opacity: 0.8;
    cursor: not-allowed;
}

.form-btn.loading i.fa-spinner {
    animation: spin 1s linear infinite;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

.form-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-blue);
}

.form-footer {
    margin-top: 1.5rem;
    text-align: center;
    font-size: 0.9rem;
    color: var(--text-gray);
}

.form-footer a {
    color: var(--primary-teal);
    font-weight: 600;
    transition: var(--transition);
}

.form-footer a:hover {
    color: var(--primary-teal-dark);
    text-decoration: underline;
}

/* ===== ENHANCED HERO SECTION ===== */
.section-hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: var(--gradient-blue-teal);
    overflow: hidden;
    padding: clamp(120px, 15vh, 200px) 0 clamp(80px, 10vh, 140px);
}

.hero-bg-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--gradient-overlay);
    z-index: 1;
}

.hero-particles {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 2;
    pointer-events: none;
}

.section-hero .container {
    position: relative;
    z-index: 3;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(40px, 8vw, 80px);
    align-items: center;
}

.hero-content {
    color: var(--white);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--border-radius-round);
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: 24px;
    backdrop-filter: blur(10px);
}

.hero-title {
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 24px;
}

.text-gradient {
    background: var(--gradient-teal);
    background-clip: text;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-description {
    font-size: clamp(1.125rem, 2vw, 1.375rem);
    line-height: 1.6;
    opacity: 0.9;
    margin-bottom: 32px;
    max-width: 600px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-bottom: 40px;
}

.btn-large {
    padding: 16px 32px;
    font-size: 1.125rem;
    font-weight: 600;
    border-radius: var(--border-radius-lg);
    min-width: 180px;
}

.hero-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 16px;
}

.hero-features .feature-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 16px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--border-radius);
    backdrop-filter: blur(10px);
    font-size: 0.9rem;
    font-weight: 500;
}

.hero-features .feature-item i {
    font-size: 1.2rem;
    color: var(--primary-teal-light);
}

.hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-card {
    background: var(--gradient-glass);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--border-radius-xl);
    padding: 32px;
    box-shadow: var(--shadow-2xl);
    transform: perspective(1000px) rotateY(-5deg) rotateX(5deg);
    max-width: 350px;
    color: var(--dark-2);
}

.card-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
}

.card-logo {
    width: 48px;
    height: 48px;
    background: var(--gradient-blue);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
}

.card-info h4 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 4px;
}

.card-info p {
    font-size: 0.875rem;
    opacity: 0.7;
    margin: 0;
}

.balance {
    text-align: center;
}

.balance-label {
    display: block;
    font-size: 0.875rem;
    opacity: 0.7;
    margin-bottom: 8px;
}

.balance-amount {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary-blue);
}

.card-chip {
    position: absolute;
    top: 80px;
    right: 32px;
    width: 40px;
    height: 30px;
    background: var(--gradient-gold);
    border-radius: 6px;
}

.floating-elements {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    pointer-events: none;
}

.floating-stat {
    position: absolute;
    top: 20%;
    left: -20px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    background: var(--white);
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-lg);
    color: var(--dark-2);
    animation: float 6s ease-in-out infinite;
}

.floating-stat i {
    font-size: 1.5rem;
    color: var(--accent-gold);
}

.stat-value {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-blue);
}

.stat-label {
    display: block;
    font-size: 0.8rem;
    opacity: 0.7;
}

.floating-notification {
    position: absolute;
    bottom: 20%;
    right: -30px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 16px;
    background: var(--primary-teal);
    color: var(--white);
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-lg);
    font-size: 0.875rem;
    font-weight: 500;
    animation: float 6s ease-in-out infinite 2s;
}

.floating-notification i {
    font-size: 1.1rem;
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
}

/* ===== SERVICES OVERVIEW ===== */
.services-overview {
    padding: var(--section-padding);
    background: var(--off-white);
}

.section-header {
    text-align: center;
    margin-bottom: clamp(60px, 8vw, 80px);
}

.section-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: var(--primary-teal);
    color: var(--white);
    border-radius: var(--border-radius-round);
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 16px;
}

.section-header h2 {
    color: var(--dark-2);
    margin-bottom: 16px;
}

.section-header p {
    font-size: 1.125rem;
    color: var(--text-gray);
    max-width: 600px;
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: clamp(24px, 4vw, 32px);
    margin: 0; /* Consistent grid margins */
}

.service-card {
    background: var(--white);
    border-radius: var(--border-radius-xl);
    padding: clamp(32px, 5vw, 40px);
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    border: 1px solid var(--border-color);
    position: relative;
    overflow: hidden;
    margin: 0; /* Consistent card margins */
}

/* Ensure all similar card types have consistent spacing */
.contact-method-card,
.benefit-card,
.detail-card {
    margin: 0;
    padding: clamp(32px, 5vw, 40px);
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-teal);
    transform: scaleX(0);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card.featured {
    background: var(--gradient-blue);
    color: var(--white);
    transform: scale(1.05);
}

.service-card.featured::before {
    background: var(--gradient-gold);
    transform: scaleX(1);
}

.service-icon {
    width: 64px;
    height: 64px;
    background: var(--gradient-teal);
    border-radius: var(--border-radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    font-size: 1.5rem;
    color: var(--white);
}

.service-card.featured .service-icon {
    background: var(--gradient-gold);
}

.service-card h3 {
    color: inherit;
    margin-bottom: 16px;
}

.service-card p {
    margin-bottom: 24px;
    opacity: 0.8;
}

.service-features {
    list-style: none;
    margin-bottom: 24px;
}

.service-features li {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 12px;
    font-size: 0.9rem;
}

.service-features i {
    color: var(--primary-teal);
    font-size: 0.875rem;
}

.service-card.featured .service-features i {
    color: var(--accent-gold);
}

.service-highlight {
    text-align: center;
    padding: 16px;
    background: var(--light-gray-1);
    border-radius: var(--border-radius);
    margin-bottom: 24px;
}

.service-card.featured .service-highlight {
    background: rgba(255, 255, 255, 0.1);
}

.rate {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary-blue);
    margin-bottom: 4px;
}

.service-card.featured .rate {
    color: var(--accent-gold);
}

.rate-label {
    font-size: 0.875rem;
    opacity: 0.7;
}

/* ===== TEAM MEMBER IMAGES ===== */
.team-image-header {
    width: 100%;
    height: 240px;
    overflow: hidden;
    border-radius: 16px 16px 0 0;
    margin-bottom: 24px;
    background: var(--light-gray-1);
    position: relative;
}

.team-member-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transition: var(--transition-smooth);
}

.service-card:hover .team-member-image {
    transform: scale(1.05);
}

/* ===== WHY CHOOSE US ===== */
.why-choose {
    background: var(--off-white);
}

.why-choose-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(40px, 8vw, 80px);
    align-items: center;
}

.why-choose-text .section-header {
    text-align: left;
    margin-bottom: 40px;
}

.features-list {
    margin-bottom: 40px;
}

.features-list .feature-item {
    display: flex;
    gap: 20px;
    margin-bottom: 32px;
    align-items: flex-start;
}

.feature-icon {
    width: 56px;
    height: 56px;
    background: var(--gradient-teal);
    border-radius: var(--border-radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.25rem;
    flex-shrink: 0;
}

.feature-content h4 {
    color: var(--dark-2);
    margin-bottom: 8px;
}

.feature-content p {
    color: var(--text-gray);
    margin: 0;
}

.stats-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}

.stat-card {
    background: var(--white);
    padding: 32px 24px;
    border-radius: var(--border-radius-xl);
    text-align: center;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
    transition: var(--transition);
}

.stat-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    margin-bottom: 8px;
    display: block;
}

.stat-label {
    font-size: 0.9rem;
    color: var(--text-gray);
    font-weight: 500;
}

/* ===== LOGIN SECTION ===== */
.login-section {
    background: var(--white);
}

.login-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(40px, 8vw, 80px);
    align-items: center;
}

.login-info h2 {
    color: var(--dark-2);
    margin-bottom: 16px;
}

.login-info p {
    color: var(--text-gray);
    margin-bottom: 32px;
}

.security-features {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.security-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 500;
    color: var(--text-gray-dark);
}

.security-item i {
    color: var(--primary-teal);
    font-size: 1.1rem;
}

.login-form-container {
    background: var(--off-white);
    border-radius: var(--border-radius-xl);
    padding: clamp(32px, 6vw, 48px);
    box-shadow: var(--shadow-lg);
}

.form-header {
    text-align: center;
    margin-bottom: 32px;
}

.form-header h3 {
    color: var(--dark-2);
    margin-bottom: 8px;
}

.form-header p {
    color: var(--text-gray);
    margin: 0;
}

.alert {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 16px;
    border-radius: var(--border-radius);
    margin-bottom: 24px;
    font-weight: 500;
}

.alert-error {
    background: rgba(237, 75, 98, 0.1);
    color: var(--accent-red);
    border: 1px solid rgba(237, 75, 98, 0.2);
}

.alert-success {
    background: rgba(0, 198, 182, 0.1);
    color: var(--primary-teal-dark);
    border: 1px solid rgba(0, 198, 182, 0.2);
}

.form-group {
    margin-bottom: 24px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--dark-2);
}

.input-wrapper {
    position: relative;
}

.input-wrapper i {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--text-gray);
    z-index: 2;
}

.input-wrapper input {
    width: 100%;
    padding: 16px 16px 16px 48px;
    border: 2px solid var(--border-color);
    border-radius: var(--border-radius);
    font-size: 1rem;
    background: var(--white);
    transition: var(--transition-fast);
}

.input-wrapper input:focus {
    outline: none;
    border-color: var(--primary-teal);
    box-shadow: 0 0 0 3px rgba(0, 198, 182, 0.1);
}

.toggle-password {
    position: absolute;
    right: 16px;
    top: 50%;
    transform: translateY(-50%);
    background: none;
    border: none;
    color: var(--text-gray);
    cursor: pointer;
    padding: 4px;
    border-radius: var(--border-radius-sm);
    transition: var(--transition-fast);
}

.toggle-password:hover {
    color: var(--primary-teal);
}

.form-options {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 24px;
}

.checkbox-wrapper {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    font-size: 0.9rem;
    color: var(--text-gray-dark);
}

.checkmark {
    width: 18px;
    height: 18px;
    border: 2px solid var(--border-color-dark);
    border-radius: 4px;
    transition: var(--transition-fast);
    position: relative;
}

.checkbox-wrapper input:checked + .checkmark {
    background: var(--primary-teal);
    border-color: var(--primary-teal);
}

.checkbox-wrapper input:checked + .checkmark::after {
    content: '✓';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    color: var(--white);
    font-size: 0.75rem;
    font-weight: 700;
}

.forgot-link {
    color: var(--primary-teal);
    font-size: 0.9rem;
    font-weight: 500;
    transition: var(--transition-fast);
}

.forgot-link:hover {
    color: var(--primary-teal-dark);
    text-decoration: underline;
}

.login-footer {
    text-align: center;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid var(--border-color);
}

.login-footer p {
    color: var(--text-gray);
    margin: 0;
}

.login-footer a {
    color: var(--primary-teal);
    font-weight: 500;
    transition: var(--transition-fast);
}

.login-footer a:hover {
    color: var(--primary-teal-dark);
    text-decoration: underline;
}

/* ===== CTA SECTION ===== */
.cta-section {
    background: var(--gradient-blue);
    color: var(--white);
    text-align: center;
}

.cta-content {
    max-width: 800px;
    margin: 0 auto;
}

.cta-text h2 {
    color: inherit;
    margin-bottom: 16px;
}

.cta-text p {
    font-size: 1.125rem;
    opacity: 0.9;
    margin-bottom: 40px;
}

.cta-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    justify-content: center;
}

/* ===== RESPONSIVE DESIGN ENHANCEMENTS ===== */
@media (max-width: 1024px) {
    .section-hero .container,
    .why-choose-content,
    .login-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-visual {
        order: -1;
    }
    
    .stats-container {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
    }
}

@media (max-width: 768px) {
    .hero-actions,
    .cta-actions {
        flex-direction: column;
        align-items: stretch;
    }
    
    .btn-large {
        min-width: auto;
        text-align: center;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .service-card.featured {
        transform: none;
    }
    
    .form-options {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
    }
}

@media (max-width: 480px) {
    .hero-features {
        grid-template-columns: 1fr;
    }
    
    .stats-container {
        grid-template-columns: 1fr;
    }
    
    .floating-stat,
    .floating-notification {
        display: none;
    }
}

/* Contact Form Styles */
.contact-form-wrapper {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 3rem;
    margin-top: 2rem;
}

.contact-form-container {
    background: white;
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.1);
    border: 1px solid rgba(0, 123, 255, 0.1);
}

.modern-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.modern-form .form-group {
    margin-bottom: 1.5rem;
}

.modern-form label {
    display: block;
    font-weight: 600;
    color: var(--text-color);
    margin-bottom: 0.5rem;
    font-size: 0.9rem;
}

.input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
}

.input-wrapper i {
    position: absolute;
    left: 1rem;
    color: var(--primary-color);
    z-index: 2;
    font-size: 0.9rem;
}

.input-wrapper input,
.input-wrapper select {
    width: 100%;
    padding: 0.875rem 1rem 0.875rem 2.75rem;
    border: 2px solid #e9ecef;
    border-radius: 8px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: white;
    color: var(--text-color);
}

.input-wrapper input:focus,
.input-wrapper select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(0, 123, 255, 0.1);
}

.textarea-wrapper {
    position: relative;
}

.textarea-wrapper textarea {
    width: 100%;
    padding: 1rem;
    border: 2px solid #e9ecef;
    border-radius: 8px;
    font-size: 1rem;
    font-family: inherit;
    transition: all 0.3s ease;
    resize: vertical;
    min-height: 120px;
    background: white;
    color: var(--text-color);
}

.textarea-wrapper textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(0, 123, 255, 0.1);
}

.char-count {
    position: absolute;
    bottom: 0.5rem;
    right: 0.75rem;
    font-size: 0.8rem;
    color: #6c757d;
    background: white;
    padding: 0.25rem 0.5rem;
    border-radius: 4px;
}

.form-actions {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
    flex-wrap: wrap;
}

.btn-submit {
    flex: 1;
    min-width: 200px;
}

.btn-reset {
    flex: 1;
    min-width: 150px;
}

.form-note {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    margin-top: 1.5rem;
    padding: 1rem;
    background: rgba(0, 123, 255, 0.05);
    border-radius: 8px;
    border-left: 4px solid var(--primary-color);
}

.form-note i {
    color: var(--primary-color);
    margin-top: 0.125rem;
    flex-shrink: 0;
}

.form-note p {
    margin: 0;
    font-size: 0.875rem;
    color: #6c757d;
    line-height: 1.5;
}

/* Contact Sidebar */
.contact-sidebar {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.sidebar-card {
    background: white;
    padding: 1.75rem;
    border-radius: 12px;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.sidebar-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
}

.sidebar-card.featured {
    background: linear-gradient(135deg, var(--primary-color) 0%, #0056b3 100%);
    color: white;
    border: none;
}

.card-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.card-icon {
    width: 40px;
    height: 40px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
}

.sidebar-card .card-icon {
    background: rgba(0, 123, 255, 0.1);
    color: var(--primary-color);
}

.sidebar-card.featured .card-icon {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.card-header h3 {
    margin: 0;
    font-size: 1.1rem;
    font-weight: 600;
}

.response-stats {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.stat-item {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.stat-number {
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
}

.stat-label {
    font-size: 0.875rem;
    opacity: 0.9;
}

.branch-info p {
    margin: 0 0 1rem 0;
    line-height: 1.6;
}

.contact-details,
.emergency-numbers {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.contact-item,
.emergency-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9rem;
}

.contact-item i {
    color: var(--primary-color);
    width: 16px;
    flex-shrink: 0;
}

.contact-item a,
.emergency-number {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
}

.contact-item a:hover,
.emergency-number:hover {
    text-decoration: underline;
}

.emergency-info p {
    margin: 0 0 1rem 0;
    font-weight: 500;
}

.emergency-label {
    font-size: 0.875rem;
    color: #6c757d;
    margin-bottom: 0.25rem;
    display: block;
}

.emergency-number {
    font-weight: 700;
    font-size: 1rem;
}

/* Responsive Design for Contact Form */
@media (max-width: 992px) {
    .contact-form-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .contact-form-container {
        padding: 2rem;
    }
}

@media (max-width: 768px) {
    .modern-form .form-row {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .contact-form-container {
        padding: 1.5rem;
    }
    
    .form-actions {
        flex-direction: column;
    }
    
    .btn-submit,
    .btn-reset {
        width: 100%;
        min-width: auto;
    }
    
    .sidebar-card {
        padding: 1.5rem;
    }
}

@media (max-width: 480px) {
    .contact-form-container {
        padding: 1rem;
    }
    
    .sidebar-card {
        padding: 1rem;
    }
    
    .response-stats {
        flex-direction: row;
        justify-content: space-between;
    }
    
    .stat-item {
        text-align: center;
    }
}

/* Enhanced Values Section Styling */
.values-section {
    background: linear-gradient(135deg, #f8faff 0%, #f0f4ff 100%);
    position: relative;
    overflow: hidden;
}

.values-section::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(0, 123, 255, 0.05) 0%, transparent 70%);
    border-radius: 50%;
    transform: translate(50%, -50%);
}

.values-title {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.values-subtitle {
    font-size: 1.125rem;
    color: var(--text-secondary);
    line-height: 1.6;
    max-width: 800px;
    margin: 0 auto 3rem auto;
}

/* Values Grid */
.values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin-bottom: 4rem;
}

.value-card {
    background: white;
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
}

.value-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-color), #0056b3);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.value-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 16px 48px rgba(0, 0, 0, 0.12);
}

.value-card:hover::before {
    transform: scaleX(1);
}

.value-card.featured {
    background: linear-gradient(135deg, var(--primary-color) 0%, #0056b3 100%);
    color: white;
    transform: scale(1.02);
}

.value-card.featured::before {
    background: linear-gradient(90deg, #ffffff, rgba(255, 255, 255, 0.8));
    transform: scaleX(1);
}

.value-card.featured .value-title,
.value-card.featured .value-description {
    color: white;
}

.value-card.featured .metric-number,
.value-card.featured .metric-label {
    color: white;
}

.value-card.featured .metric-number {
    opacity: 0.95;
}

.value-card.featured .metric-label {
    opacity: 0.8;
}

/* Value Icon Wrapper */
.value-icon-wrapper {
    position: relative;
    margin-bottom: 1.5rem;
}

.value-icon {
    width: 72px;
    height: 72px;
    border-radius: 16px;
    background: rgba(0, 123, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--primary-color);
    transition: all 0.3s ease;
    position: relative;
}

.value-card.featured .value-icon {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.value-card:hover .value-icon {
    transform: scale(1.1) rotate(5deg);
}

.value-badge {
    position: absolute;
    top: -8px;
    right: -8px;
    background: linear-gradient(135deg, #ff6b35, #f7931e);
    color: white;
    padding: 0.25rem 0.75rem;
    border-radius: 12px;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 12px rgba(255, 107, 53, 0.3);
}

/* Value Content */
.value-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-color);
}

.value-description {
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

/* Value Metrics */
.value-metrics {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
    padding: 1rem 0;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.value-card.featured .value-metrics {
    border-color: rgba(255, 255, 255, 0.2);
}

.metric {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    flex: 1;
}

.metric-number {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 0.25rem;
}

.metric-label {
    font-size: 0.875rem;
    color: var(--text-secondary);
    font-weight: 500;
}

/* Value Buttons */
.value-btn {
    width: 100%;
    padding: 0.875rem 1.5rem;
    border: none;
    border-radius: 12px;
    font-weight: 600;
    font-size: 0.95rem;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    text-decoration: none;
    position: relative;
    overflow: hidden;
}

.value-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: left 0.5s ease;
}

.value-btn:hover::before {
    left: 100%;
}

.btn-security {
    background: var(--gradient-primary);
    color: white;
    box-shadow: var(--shadow-blue);
}

.btn-security:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-customer {
    background: var(--gradient-teal);
    color: white;
    box-shadow: var(--shadow-teal);
}

.btn-customer:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-innovation {
    background: var(--gradient-gold);
    color: white;
    box-shadow: var(--shadow-gold);
}

.btn-innovation:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-transparency {
    background: var(--gradient-blue-teal);
    color: white;
    box-shadow: var(--shadow-blue);
}

.btn-transparency:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.value-card.featured .value-btn {
    background: rgba(255, 255, 255, 0.2);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
    backdrop-filter: blur(10px);
}

.value-card.featured .value-btn:hover {
    background: rgba(255, 255, 255, 0.3);
    border-color: rgba(255, 255, 255, 0.5);
    transform: translateY(-2px);
}

/* Values Stats Section */
.values-stats-section {
    margin-top: 4rem;
    padding-top: 3rem;
    border-top: 2px solid rgba(0, 123, 255, 0.1);
}

.values-stats-header {
    text-align: center;
    margin-bottom: 3rem;
}

.values-stats-header h3 {
    font-size: 2rem;
    font-weight: 700;
    color: var(--text-color);
    margin-bottom: 0.75rem;
}

.values-stats-header p {
    font-size: 1.125rem;
    color: var(--text-secondary);
}

.values-stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.stat-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    gap: 1rem;
}

.stat-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.12);
}

.stat-card.highlighted {
    background: linear-gradient(135deg, var(--primary-color), #0056b3);
    color: white;
    transform: scale(1.02);
}

.stat-card.highlighted .stat-number,
.stat-card.highlighted .stat-label,
.stat-card.highlighted .stat-description {
    color: white;
}

.stat-card.highlighted .stat-icon {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.stat-icon {
    width: 60px;
    height: 60px;
    border-radius: 12px;
    background: rgba(0, 123, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: var(--primary-color);
    flex-shrink: 0;
}

.stat-content {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.stat-number {
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--primary-color);
}

.stat-label {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-color);
}

.stat-description {
    font-size: 0.875rem;
    color: var(--text-secondary);
}

/* Values CTA */
.values-cta {
    background: white;
    border-radius: 16px;
    padding: 2.5rem;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
    border: 1px solid rgba(0, 123, 255, 0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
}

.values-cta-content h4 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-color);
    margin-bottom: 0.5rem;
}

.values-cta-content p {
    color: var(--text-secondary);
    font-size: 1rem;
    margin: 0;
}

.values-cta-actions {
    display: flex;
    gap: 1rem;
    flex-shrink: 0;
}

/* Stats Summary Section */
.stats-summary {
    margin-top: 4rem;
}

.stats-summary-header {
    text-align: center;
    margin-bottom: 3rem;
}

.stats-summary-header h3 {
    font-size: 2rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 1rem;
}

.stats-summary-header p {
    font-size: 1.125rem;
    color: var(--text-gray);
    max-width: 600px;
    margin: 0 auto;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.stat-item {
    text-align: center;
    padding: 2rem 1rem;
}

.stat-item .stat-number {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    margin-bottom: 0.5rem;
    display: block;
}

.stat-item .stat-label {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.stat-item .stat-description {
    font-size: 0.875rem;
    color: var(--text-gray);
    line-height: 1.5;
}

/* Branch Features Section */
.branch-features {
    margin-top: 4rem;
    padding-top: 3rem;
    border-top: 1px solid var(--border-color);
}

.features-header {
    text-align: center;
    margin-bottom: 2rem;
}

.features-header h3 {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.features-header p {
    color: var(--text-gray);
    font-size: 1rem;
}

.branch-amenities {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 1.5rem;
    max-width: 900px;
    margin: 0 auto;
}

.amenity-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
    background: var(--white);
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
}

.amenity-item:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.amenity-item i {
    width: 24px;
    height: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-teal);
    font-size: 1.2rem;
}

.amenity-item span {
    color: var(--text-dark);
    font-weight: 500;
    font-size: 0.9rem;
}

/* Legal Page Enhancements */
.security-checklist {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
    margin-top: 1rem;
}

/* Enhanced Legal Page Styles - Unified for all legal pages */
.legal-search-section {
    margin-top: 2rem;
    padding: 2rem 0;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.faq-search, .legal-search {
    margin-bottom: 2rem;
}

.search-wrapper {
    position: relative;
    max-width: 500px;
    margin: 0 auto;
}

.search-wrapper i {
    position: absolute;
    left: 1rem;
    top: 50%;
    transform: translateY(-50%);
    color: var(--text-secondary);
}

.search-wrapper input {
    width: 100%;
    padding: 1rem 1rem 1rem 3rem;
    border: 2px solid #e1e5e9;
    border-radius: 50px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: white;
}

.search-wrapper input:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(33, 150, 243, 0.1);
}

.faq-categories {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    justify-content: center;
}

.category-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    border: 2px solid transparent;
    border-radius: 25px;
    background: rgba(255, 255, 255, 0.1);
    color: white;
    text-decoration: none;
    font-weight: 500;
    transition: all 0.3s ease;
    cursor: pointer;
}

.category-btn:hover,
.category-btn.active {
    background: white;
    color: var(--primary-color);
    border-color: white;
}

.popular-questions-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1rem;
    margin-top: 1.5rem;
}

.popular-question {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem;
    background: white;
    border-radius: 12px;
    border: 2px solid #f8f9fa;
    cursor: pointer;
    transition: all 0.3s ease;
}

.popular-question:hover {
    border-color: var(--primary-color);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.1);
    transform: translateY(-2px);
}

.popular-question i {
    font-size: 1.5rem;
    color: var(--primary-color);
    min-width: 30px;
}

.popular-question h4 {
    margin: 0;
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-color);
    flex-grow: 1;
}

.question-arrow {
    color: var(--text-secondary);
    transition: all 0.3s ease;
}

.popular-question:hover .question-arrow {
    color: var(--primary-color);
    transform: translateX(4px);
}

/* Security Dashboard Styles */
.security-dashboard {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1rem;
    margin-top: 2rem;
    padding: 2rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    backdrop-filter: blur(10px);
}

.security-stat {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    color: white;
}

.stat-icon {
    width: 50px;
    height: 50px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    margin-bottom: 0.5rem;
    color: #ffd700;
}

.stat-content {
    display: flex;
    flex-direction: column;
}

.stat-number {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 0.25rem;
}

.stat-label {
    font-size: 0.85rem;
    opacity: 0.9;
}

/* Quick Tips Grid */
.quick-tips-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-top: 1.5rem;
}

.tip-card {
    background: white;
    padding: 1.5rem;
    border-radius: 12px;
    text-align: center;
    border: 2px solid #f8f9fa;
    transition: all 0.3s ease;
}

.tip-card:hover {
    border-color: var(--primary-color);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.1);
    transform: translateY(-2px);
}

.tip-icon {
    width: 50px;
    height: 50px;
    margin: 0 auto 1rem;
    background: #e3f2fd;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: var(--primary-color);
}

.tip-card h4 {
    margin: 0 0 0.5rem 0;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--text-color);
}

.tip-card p {
    margin: 0;
    font-size: 0.9rem;
    color: var(--text-secondary);
    line-height: 1.4;
}

/* Enhanced Checklist Items */
.security-checklist.interactive {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-top: 1.5rem;
}

.checklist-item.expandable {
    background: white;
    border: 2px solid #e3f2fd;
    border-radius: 12px;
    overflow: hidden;
    transition: all 0.3s ease;
    cursor: pointer;
}

.checklist-item.expandable:hover {
    border-color: var(--primary-color);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.1);
}

.checklist-item.expandable.active {
    border-color: var(--primary-color);
    box-shadow: 0 6px 20px rgba(33, 150, 243, 0.15);
}

.checklist-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem;
}

.checklist-header i {
    font-size: 1.5rem;
    color: var(--primary-color);
    min-width: 30px;
}

.checklist-header > div:nth-child(2) {
    flex-grow: 1;
}

.checklist-header strong {
    display: block;
    font-size: 1.1rem;
    color: var(--text-color);
    margin-bottom: 0.25rem;
}

.checklist-header p {
    margin: 0;
    color: var(--text-secondary);
    font-size: 0.9rem;
}

.expand-icon {
    transition: transform 0.3s ease;
}

.checklist-item.expandable.active .expand-icon {
    transform: rotate(180deg);
}

.checklist-details {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    background: #f8f9fa;
}

.checklist-item.expandable.active .checklist-details {
    max-height: 500px;
}

.security-steps {
    padding: 1.5rem;
}

.step {
    display: flex;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.step:last-child {
    margin-bottom: 0;
}

.step-number {
    width: 30px;
    height: 30px;
    background: var(--primary-color);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.9rem;
    min-width: 30px;
}

.step-content {
    flex-grow: 1;
}

.step-content strong {
    display: block;
    color: var(--text-color);
    margin-bottom: 0.5rem;
    font-size: 1rem;
}

.step-content p {
    margin: 0 0 0.75rem 0;
    color: var(--text-secondary);
    line-height: 1.5;
}

.url-example {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem;
    background: #e8f5e8;
    border-radius: 8px;
    border-left: 4px solid #4caf50;
}

.url-example i {
    color: #4caf50;
}

.url-example span {
    font-family: monospace;
    font-weight: 600;
    color: #2e7d32;
}

.warning-box {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: 1.5rem;
    background: #fff3cd;
    border-left: 4px solid #ffc107;
    border-radius: 8px;
}

.warning-box i {
    color: #ffc107;
    font-size: 1.2rem;
    margin-top: 0.1rem;
}

.warning-box strong {
    display: block;
    margin-bottom: 0.5rem;
    color: #856404;
}

/* Phishing Examples Grid */
.phishing-examples {
    margin: 2rem 0;
}

.phishing-examples h4 {
    margin-bottom: 1rem;
    color: var(--text-color);
    font-weight: 600;
}

.phishing-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.phishing-example {
    background: white;
    padding: 1.5rem;
    border-radius: 12px;
    text-align: center;
    border: 2px solid #ffebee;
    transition: all 0.3s ease;
}

.phishing-example:hover {
    border-color: #f44336;
    box-shadow: 0 4px 12px rgba(244, 67, 54, 0.1);
}

.example-icon {
    width: 50px;
    height: 50px;
    margin: 0 auto 1rem;
    background: #ffebee;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: #f44336;
}

.phishing-example h5 {
    margin: 0 0 0.5rem 0;
    font-weight: 600;
    color: var(--text-color);
}

.phishing-example p {
    margin: 0;
    font-size: 0.9rem;
    color: var(--text-secondary);
}

/* Action Steps and Buttons */
.action-steps {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 12px;
    margin-top: 2rem;
}

.action-steps h4 {
    margin-bottom: 1.5rem;
    color: var(--text-color);
    font-weight: 600;
}

.action-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.action-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 1rem 1.5rem;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    border: 2px solid transparent;
}

.action-btn.primary {
    background: var(--primary-color);
    color: white;
}

.action-btn.primary:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.3);
}

.action-btn.secondary {
    background: transparent;
    color: var(--primary-color);
    border-color: var(--primary-color);
}

.action-btn.secondary:hover {
    background: var(--primary-color);
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.3);
}

/* Emergency Contacts */
.contact-emergency {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1rem;
    margin-top: 1.5rem;
}

.emergency-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem;
    background: white;
    border-radius: 12px;
    border: 2px solid #f8f9fa;
    transition: all 0.3s ease;
}

.emergency-item:hover {
    border-color: var(--primary-color);
    box-shadow: 0 4px 12px rgba(33, 150, 243, 0.1);
}

.emergency-item i {
    font-size: 1.5rem;
    color: var(--primary-color);
    min-width: 30px;
}

.emergency-item strong {
    display: block;
    margin-bottom: 0.25rem;
    color: var(--text-color);
}

.emergency-item p {
    margin: 0;
}

.emergency-item a {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
}

.emergency-item a:hover {
    text-decoration: underline;
}

.checklist-item {
    display: flex;
    gap: 1rem;
    padding: 1.5rem;
    background: var(--light-gray-1);
    border-radius: var(--border-radius);
    border-left: 4px solid var(--primary-teal);
}

.checklist-item i {
    color: var(--primary-teal);
    font-size: 1.5rem;
    margin-top: 0.25rem;
}

.security-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.security-tip {
    background: var(--white);
    padding: 1.5rem;
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-sm);
    text-align: center;
    transition: var(--transition);
}

.security-tip:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.security-tip i {
    color: var(--primary-blue);
    font-size: 2rem;
    margin-bottom: 1rem;
}

.security-tip h4 {
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.environment-checklist h4 {
    color: var(--text-dark);
    margin: 1.5rem 0 0.75rem 0;
    font-size: 1.1rem;
}

.contact-emergency {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-top: 1rem;
}

.emergency-item {
    display: flex;
    gap: 1rem;
    padding: 1rem;
    background: var(--light-gray-1);
    border-radius: var(--border-radius);
    border-left: 3px solid var(--accent-red);
}

.emergency-item i {
    color: var(--accent-red);
    font-size: 1.2rem;
    margin-top: 0.25rem;
}

.emergency-item a {
    color: var(--primary-blue);
    font-weight: 600;
}

.faq-item {
    margin-bottom: 2rem;
    padding: 1.5rem;
    background: var(--white);
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-sm);
    border-left: 4px solid var(--primary-teal);
}

.faq-item h3 {
    color: var(--text-dark);
    margin-bottom: 0.75rem;
    font-size: 1.1rem;
}

.contact-cta {
    background: var(--gradient-blue);
    color: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-xl);
    text-align: center;
    margin-top: 3rem;
}

.contact-cta h3 {
    margin-bottom: 0.5rem;
}

.contact-cta p {
    margin-bottom: 1.5rem;
    opacity: 0.9;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-buttons .btn {
    min-width: 160px;
}

/* ===== LEGAL PAGES STYLING ===== */
.legal-page {
    background: var(--off-white);
    font-family: 'Poppins', sans-serif;
}

.legal-main {
    padding-top: 0;
}

.legal-hero {
    background: var(--gradient-primary);
    color: var(--white);
    padding: 3rem 0;
    position: relative;
}

.legal-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="20" cy="20" r="1" fill="rgba(255,255,255,0.03)"/><circle cx="80" cy="80" r="1" fill="rgba(255,255,255,0.03)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
    opacity: 0.3;
}

.legal-header {
    position: relative;
    z-index: 1;
}

.legal-back-link {
    margin-bottom: 2rem;
}

.back-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: rgba(255, 255, 255, 0.9);
    text-decoration: none;
    font-weight: 500;
    padding: 0.5rem 1rem;
    border-radius: var(--border-radius);
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    transition: var(--transition);
}

.back-btn:hover {
    background: rgba(255, 255, 255, 0.2);
    color: var(--white);
    transform: translateX(-4px);
}

.legal-title-section {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.legal-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 255, 255, 0.15);
    padding: 0.5rem 1rem;
    border-radius: var(--border-radius-xl);
    margin-bottom: 1.5rem;
    backdrop-filter: blur(10px);
}

.legal-title {
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    font-weight: 700;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.legal-subtitle {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: 2rem;
    line-height: 1.5;
}

.legal-meta {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.meta-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9rem;
    opacity: 0.8;
}

.legal-content {
    padding: 4rem 0;
}

.legal-wrapper {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 4rem;
    max-width: 1400px;
    margin: 0 auto;
}

.legal-nav {
    position: sticky;
    top: 2rem;
    height: fit-content;
    background: var(--white);
    border-radius: var(--border-radius-xl);
    padding: 2rem;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
}

.nav-header h3 {
    color: var(--text-dark);
    margin-bottom: 1.5rem;
    font-size: 1.1rem;
    font-weight: 600;
}

.legal-toc {
    list-style: none;
    padding: 0;
    margin: 0;
}

.legal-toc li {
    margin-bottom: 0.75rem;
}

.legal-toc a {
    color: var(--text-gray);
    text-decoration: none;
    font-size: 0.9rem;
    line-height: 1.4;
    padding: 0.5rem 0;
    display: block;
    transition: var(--transition);
    border-radius: var(--border-radius);
    padding-left: 1rem;
    border-left: 3px solid transparent;
}

.legal-toc a:hover {
    color: var(--primary-blue);
    border-left-color: var(--primary-teal);
    background: var(--light-gray-1);
    padding-left: 1.5rem;
}

.legal-document {
    background: var(--white);
    border-radius: var(--border-radius-xl);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
}

.document-section {
    padding: 3rem;
    border-bottom: 1px solid var(--border-color);
}

.document-section:last-child {
    border-bottom: none;
}

.document-section h2 {
    color: var(--primary-blue);
    font-size: 1.75rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid var(--primary-teal);
    display: inline-block;
}

.document-section h3 {
    color: var(--text-dark);
    font-size: 1.25rem;
    font-weight: 600;
    margin: 2rem 0 1rem 0;
}

.document-section h4 {
    color: var(--text-dark);
    font-size: 1.1rem;
    font-weight: 600;
    margin: 1.5rem 0 0.75rem 0;
}

.document-section p {
    color: var(--text-gray-dark);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.legal-list {
    list-style: none;
    padding: 0;
    margin: 1.5rem 0;
}

.legal-list li {
    position: relative;
    padding-left: 2rem;
    margin-bottom: 0.75rem;
    color: var(--text-gray-dark);
    line-height: 1.6;
}

.legal-list li::before {
    content: '•';
    color: var(--primary-teal);
    font-weight: bold;
    position: absolute;
    left: 0.5rem;
    font-size: 1.2rem;
}

.definition-list {
    display: grid;
    gap: 1.5rem;
    margin: 2rem 0;
}

.definition-item {
    background: var(--light-gray-1);
    padding: 1.5rem;
    border-radius: var(--border-radius);
    border-left: 4px solid var(--primary-teal);
}

.definition-item h4 {
    color: var(--primary-blue);
    margin: 0 0 0.75rem 0;
}

.definition-item p {
    margin: 0;
    color: var(--text-gray-dark);
}

.responsibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin: 2rem 0;
}

.responsibility-item {
    display: flex;
    gap: 1rem;
    padding: 1.5rem;
    background: var(--light-gray-1);
    border-radius: var(--border-radius);
    transition: var(--transition);
}

.responsibility-item:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.resp-icon {
    width: 48px;
    height: 48px;
    background: var(--gradient-teal);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
    flex-shrink: 0;
}

.resp-content h4 {
    margin: 0 0 0.5rem 0;
    color: var(--text-dark);
}

.resp-content p {
    margin: 0;
    color: var(--text-gray-dark);
    font-size: 0.9rem;
}

.security-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
    margin: 2rem 0;
}

.security-item {
    padding: 1.5rem;
    background: linear-gradient(135deg, var(--light-gray-1), var(--off-white));
    border-radius: var(--border-radius);
    border: 1px solid var(--border-color);
}

.security-item h4 {
    color: var(--primary-blue);
    margin: 0 0 0.75rem 0;
}

.security-item p {
    margin: 0;
    font-size: 0.9rem;
}

.fee-categories,
.liability-notice {
    margin: 2rem 0;
}

.fee-category {
    background: var(--light-gray-1);
    padding: 1.5rem;
    border-radius: var(--border-radius);
    margin-bottom: 1rem;
    border-left: 4px solid var(--accent-gold);
}

.fee-category h4 {
    color: var(--text-dark);
    margin: 0 0 0.75rem 0;
}

.fee-category p {
    margin: 0;
    color: var(--text-gray-dark);
}

.liability-notice {
    display: flex;
    gap: 1rem;
    padding: 1.5rem;
    background: linear-gradient(135deg, rgba(255, 193, 7, 0.1), rgba(255, 193, 7, 0.05));
    border-radius: var(--border-radius);
    border: 1px solid rgba(255, 193, 7, 0.3);
}

.notice-icon {
    width: 48px;
    height: 48px;
    background: rgba(255, 193, 7, 0.2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffc107;
    font-size: 1.5rem;
}

.notice-text {
    flex: 1;
}

.notice-text strong {
    display: block;
    margin-bottom: 0.5rem;
    color: var(--text-color);
}

.notice-text p {
    margin: 0;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* Mobile Responsiveness for Security Page */
@media (max-width: 768px) {
    .section-header-enhanced {
        flex-direction: column;
        align-items: flex-start;
        gap: 1rem;
    }
    
    .quick-tips-grid {
        grid-template-columns: 1fr;
    }
    
    .action-buttons {
        flex-direction: column;
    }
    
    .action-btn {
        text-align: center;
        justify-content: center;
    }
    
    .phishing-grid {
        grid-template-columns: 1fr;
    }
    
    .tip-card {
        margin-bottom: 1rem;
    }
    
    .security-steps {
        padding: 1rem;
    }
    
    .step {
        flex-direction: column;
        gap: 0.5rem;
        align-items: flex-start;
    }
    
    .step-number {
        align-self: flex-start;
    }
    
    .checklist-header {
        padding: 1rem;
    }
    
    .security-quick-tips {
        padding: 1.5rem;
    }
    
    .section-header-small {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.5rem;
    }
}

.notice-icon {
    width: 48px;
    height: 48px;
    background: var(--accent-gold);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
    flex-shrink: 0;
}

.notice-content h4 {
    margin: 0 0 0.5rem 0;
    color: var(--text-dark);
}

.notice-content p {
    margin: 0;
    color: var(--text-gray-dark);
}

.contact-info {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin: 2rem 0;
}

.contact-item {
    display: flex;
    gap: 1rem;
    padding: 2rem;
    background: var(--light-gray-1);
    border-radius: var(--border-radius);
}

.contact-icon {
    width: 48px;
    height: 48px;
    background: var(--gradient-primary);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
    flex-shrink: 0;
}

.contact-details h4 {
    margin: 0 0 0.5rem 0;
    color: var(--text-dark);
}

.contact-details p {
    margin: 0 0 0.25rem 0;
    color: var(--text-gray-dark);
}

.contact-details a {
    color: var(--primary-blue);
    text-decoration: none;
    font-weight: 500;
}

.contact-details a:hover {
    color: var(--primary-teal);
}

.contact-details span {
    font-size: 0.85rem;
    color: var(--text-gray);
}

.document-footer {
    background: var(--light-gray-1);
    padding: 2rem 3rem;
    text-align: center;
    border-top: 1px solid var(--border-color);
}

.footer-notice p {
    margin: 0.5rem 0;
    color: var(--text-gray-dark);
}

/* Enhanced Mobile Responsiveness for Legal Pages */
@media (max-width: 768px) {
    .legal-search-section {
        padding: 1rem 0;
    }
    
    .search-wrapper input {
        padding: 0.875rem 0.875rem 0.875rem 2.5rem;
        font-size: 0.9rem;
    }
    
    .faq-categories {
        gap: 0.25rem;
    }
    
    .category-btn {
        padding: 0.5rem 1rem;
        font-size: 0.85rem;
    }
    
    .popular-questions-grid {
        grid-template-columns: 1fr;
    }
    
    .popular-question {
        padding: 1rem;
    }
    
    .security-dashboard {
        grid-template-columns: repeat(2, 1fr);
        padding: 1.5rem;
    }
    
    .quick-tips-grid {
        grid-template-columns: 1fr;
    }
    
    .tip-card {
        margin-bottom: 1rem;
    }
    
    .security-steps {
        padding: 1rem;
    }
    
    .step {
        flex-direction: column;
        gap: 0.5rem;
        align-items: flex-start;
    }
    
    .step-number {
        align-self: flex-start;
    }
    
    .checklist-header {
        padding: 1rem;
    }
    
    .action-buttons {
        flex-direction: column;
    }
    
    .action-btn {
        text-align: center;
        justify-content: center;
    }
    
    .phishing-grid {
        grid-template-columns: 1fr;
    }
    
    .contact-emergency {
        grid-template-columns: 1fr;
    }
    
    .emergency-item {
        padding: 1rem;
    }
    
    .legal-header {
        text-align: center;
    }
    
    .legal-title-section {
        margin-top: 1rem;
    }
    
    .legal-meta {
        flex-direction: column;
        gap: 0.5rem;
    }
    
    .legal-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .legal-nav {
        position: static;
        order: 2;
    }
    
    .legal-document {
        order: 1;
    }
    
    .document-section {
        padding: 2rem 1.5rem;
    }
    
    .responsibility-grid,
    .security-features,
    .contact-info {
        grid-template-columns: 1fr;
    }
    
    .liability-notice {
        flex-direction: column;
        text-align: center;
    }
}

/* Responsive Design */
@media (max-width: 992px) {
    .values-grid {
        grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
        gap: 1.5rem;
    }
    
    .values-title {
        font-size: 2rem;
    }
    
    .values-cta {
        flex-direction: column;
        text-align: center;
        gap: 1.5rem;
    }
    
    .values-cta-actions {
        width: 100%;
        justify-content: center;
    }
}

@media (max-width: 768px) {
    .values-grid {
        grid-template-columns: 1fr;
    }
    
    .values-stats-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .value-metrics {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }
    
    .values-cta-actions {
        flex-direction: column;
    }
    
    .values-title {
        font-size: 1.75rem;
    }
    
    .values-subtitle {
        font-size: 1rem;
    }
}

@media (max-width: 480px) {
    .value-card {
        padding: 1.5rem;
    }
    
    .values-cta {
        padding: 2rem;
    }
    
    .stat-card {
        padding: 1.5rem;
    }
}

/* Contact Details Styling */
.contact-details {
    margin-top: 1rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.contact-item {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
    padding: 0.5rem 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.contact-item:last-child {
    border-bottom: none;
}

.contact-item strong {
    color: var(--text-color);
    font-weight: 600;
    font-size: 0.9rem;
}

.contact-item a {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    font-size: 1.1rem;
    transition: color 0.3s ease;
}

.contact-item a:hover {
    color: #0056b3;
    text-decoration: underline;
}

/* Branch Details Styling */
.branch-details {
    margin-top: 1rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.detail-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.5rem 0;
    font-size: 0.95rem;
}

.detail-item i {
    color: var(--primary-color);
    width: 16px;
    flex-shrink: 0;
}

.detail-item a {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.detail-item a:hover {
    color: #0056b3;
    text-decoration: underline;
}

/* Support Hours Styling */
.support-hours {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.hour-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.hour-item:last-child {
    border-bottom: none;
}

.hour-item .day {
    font-weight: 600;
    color: var(--text-color);
    font-size: 0.9rem;
}

.hour-item .time {
    color: var(--primary-color);
    font-weight: 600;
    font-size: 0.9rem;
}

/* Contact Form Validation and Notifications */
.input-wrapper.focused,
.textarea-wrapper.focused {
    transform: translateY(-1px);
}

.modern-form .error {
    border-color: #dc3545 !important;
    box-shadow: 0 0 0 3px rgba(220, 53, 69, 0.1) !important;
}

.error-message {
    margin-top: 0.5rem;
    font-size: 0.8rem;
    color: #dc3545;
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.error-message::before {
    content: '⚠';
    font-size: 0.9rem;
}

/* Notification System */
.notification {
    position: fixed;
    top: 20px;
    right: 20px;
    background: white;
    border-radius: 8px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
    border: 1px solid #e9ecef;
    padding: 1rem 1.25rem;
    z-index: 9999;
    max-width: 400px;
    animation: slideInRight 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
}

.notification.success {
    border-left: 4px solid #28a745;
    background: linear-gradient(135deg, #f8fff9 0%, #f0fff4 100%);
}

.notification.info {
    border-left: 4px solid var(--primary-color);
    background: linear-gradient(135deg, #f8faff 0%, #f0f4ff 100%);
}

.notification-content {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    flex: 1;
}

.notification.success .notification-content i {
    color: #28a745;
}

.notification.info .notification-content i {
    color: var(--primary-color);
}

.notification-close {
    background: none;
    border: none;
    color: #6c757d;
    cursor: pointer;
    padding: 0.25rem;
    border-radius: 4px;
    transition: all 0.2s ease;
    flex-shrink: 0;
}

.notification-close:hover {
    background: rgba(0, 0, 0, 0.05);
    color: #333;
}

@keyframes slideInRight {
    from {
        transform: translateX(100%);
        opacity: 0;
    }
    to {
        transform: translateX(0);
        opacity: 1;
    }
}

@keyframes countUp {
    0% {
        transform: scale(0.8);
        opacity: 0;
    }
    50% {
        transform: scale(1.1);
    }
    100% {
        transform: scale(1);
        opacity: 1;
    }
}

/* ===== SECURITY PROTECTION SUITE ===== */
.protection-suite {
    background: linear-gradient(135deg, var(--off-white) 0%, rgba(0, 198, 182, 0.02) 100%);
    position: relative;
    overflow: hidden;
}

.protection-suite::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent 0%, var(--primary-teal) 50%, transparent 100%);
}

.protection-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(380px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.protection-card {
    background: var(--white);
    border-radius: 20px;
    padding: 2rem;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow-light);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
}

.protection-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-blue-teal);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.protection-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-heavy);
    border-color: var(--primary-teal);
}

.protection-card:hover::before {
    transform: scaleX(1);
}

.protection-card.featured {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    color: var(--white);
    border: none;
    box-shadow: var(--shadow-heavy);
    transform: scale(1.02);
}

.protection-card.featured::before {
    background: var(--gradient-gold);
    transform: scaleX(1);
}

.protection-card.featured:hover {
    transform: scale(1.02) translateY(-8px);
}

.card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1.5rem;
}

.protection-icon {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 0;
    position: relative;
    overflow: hidden;
}

.protection-icon::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(45deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transform: rotate(45deg);
    animation: shimmer 3s ease-in-out infinite;
}

@keyframes shimmer {
    0% { transform: translateX(-100%) translateY(-100%) rotate(45deg); }
    50% { transform: translateX(100%) translateY(100%) rotate(45deg); }
    100% { transform: translateX(-100%) translateY(-100%) rotate(45deg); }
}

.protection-icon.primary {
    background: var(--gradient-blue-teal);
    color: var(--white);
}

.protection-icon.secondary {
    background: var(--gradient-purple-blue);
    color: var(--white);
}

.protection-icon.accent {
    background: var(--gradient-gold);
    color: var(--primary-blue);
}

.card-badge {
    background: rgba(0, 198, 182, 0.1);
    color: var(--primary-teal);
    padding: 0.5rem 1rem;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border: 1px solid var(--primary-teal);
}

.protection-card.featured .card-badge {
    background: rgba(255, 196, 81, 0.2);
    color: var(--accent-gold);
    border-color: var(--accent-gold);
}

.card-content h3 {
    font-size: 1.4rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-dark);
    line-height: 1.3;
}

.protection-card.featured .card-content h3 {
    color: var(--white);
}

.card-content p {
    font-size: 1rem;
    line-height: 1.6;
    color: var(--text-gray);
    margin-bottom: 1.5rem;
}

.protection-card.featured .card-content p {
    color: rgba(255, 255, 255, 0.9);
}

.security-features {
    list-style: none;
    padding: 0;
    margin: 0;
}

.security-features li {
    display: flex;
    align-items: center;
    margin-bottom: 0.8rem;
    font-size: 0.9rem;
    color: var(--text-gray-dark);
}

.protection-card.featured .security-features li {
    color: rgba(255, 255, 255, 0.9);
}

.security-features li i {
    color: var(--primary-teal);
    margin-right: 0.75rem;
    font-size: 0.8rem;
    width: 16px;
    height: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(0, 198, 182, 0.1);
    border-radius: 50%;
}

.protection-card.featured .security-features li i {
    color: var(--accent-gold);
    background: rgba(255, 196, 81, 0.2);
}

.protection-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
    padding: 3rem 0;
    border-top: 1px solid var(--border-color);
}

.stat-item {
    text-align: center;
    padding: 1.5rem;
    background: var(--white);
    border-radius: 16px;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
}

.stat-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
    border-color: var(--primary-teal);
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    background: var(--gradient-blue-teal);
    background-clip: text;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    margin-bottom: 0.5rem;
    display: block;
}

.stat-label {
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.25rem;
}

.stat-description {
    font-size: 0.9rem;
    color: var(--text-gray);
}

/* Mobile Responsiveness */
@media (max-width: 768px) {
    .protection-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        margin-top: 2rem;
    }
    
    .protection-card {
        padding: 1.5rem;
    }
    
    .protection-card.featured {
        transform: none;
    }
    
    .protection-card.featured:hover {
        transform: translateY(-4px);
    }
    
    .protection-icon {
        width: 56px;
        height: 56px;
        font-size: 1.3rem;
    }
    
    .protection-stats {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
        margin-top: 2.5rem;
        padding: 2rem 0;
    }
    
    .stat-number {
        font-size: 2rem;
    }
}

@media (max-width: 480px) {
    .protection-stats {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
}

/* ===== END SECURITY PROTECTION SUITE ===== */

/* ===== FAQ PAGE STYLES ===== */
.faq-search-hero {
    margin: 2rem 0;
    max-width: 600px;
}

.search-wrapper-hero {
    position: relative;
    display: flex;
    align-items: center;
}

.search-wrapper-hero i {
    position: absolute;
    left: 1.5rem;
    color: var(--text-gray);
    font-size: 1.1rem;
    z-index: 2;
}

.search-wrapper-hero input {
    width: 100%;
    padding: 1.2rem 1.5rem 1.2rem 3.5rem;
    border: 2px solid var(--border-color);
    border-radius: 50px;
    font-size: 1rem;
    background: var(--white);
    transition: all 0.3s ease;
    box-shadow: var(--shadow-light);
}

.search-wrapper-hero input:focus {
    outline: none;
    border-color: var(--primary-teal);
    box-shadow: var(--shadow-medium);
    background: var(--white);
}

.faq-categories-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.category-card {
    background: var(--white);
    border-radius: 16px;
    padding: 2rem;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow-light);
    transition: all 0.3s ease;
    cursor: pointer;
    position: relative;
    overflow: hidden;
}

.category-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-blue-teal);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.category-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
    border-color: var(--primary-teal);
}

.category-card:hover::before {
    transform: scaleX(1);
}

.category-icon {
    width: 60px;
    height: 60px;
    border-radius: 12px;
    background: var(--gradient-blue-teal);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    color: var(--white);
    font-size: 1.5rem;
}

.category-card h3 {
    font-size: 1.3rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.category-card p {
    color: var(--text-gray);
    line-height: 1.6;
    margin-bottom: 1rem;
}

.question-count {
    display: inline-block;
    background: rgba(0, 198, 182, 0.1);
    color: var(--primary-teal);
    padding: 0.4rem 1rem;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 500;
    border: 1px solid var(--primary-teal);
}

.faq-content {
    background: var(--off-white);
}

.faq-filters {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-bottom: 3rem;
    padding: 1.5rem;
    background: var(--white);
    border-radius: 16px;
    box-shadow: var(--shadow-light);
}

.filter-pill {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: var(--white);
    border: 1px solid var(--border-color);
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    cursor: pointer;
    transition: all 0.3s ease;
    font-weight: 500;
    color: var(--text-gray-dark);
}

.filter-pill:hover {
    border-color: var(--primary-teal);
    background: rgba(0, 198, 182, 0.05);
}

.filter-pill.active {
    background: var(--primary-teal);
    color: var(--white);
    border-color: var(--primary-teal);
}

.filter-pill i {
    font-size: 0.9rem;
}

.faq-category {
    margin-bottom: 3rem;
}

.category-header {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    margin-bottom: 2rem;
    padding: 2rem;
    background: var(--white);
    border-radius: 16px;
    box-shadow: var(--shadow-light);
    border-left: 4px solid var(--primary-teal);
}

.category-icon-header {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    background: var(--gradient-blue-teal);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.5rem;
    flex-shrink: 0;
}

.category-info h2 {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.category-info p {
    color: var(--text-gray);
    font-size: 1rem;
}

.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    background: var(--white);
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: var(--shadow-light);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    box-shadow: var(--shadow-medium);
    border-color: var(--primary-teal);
}

.faq-item.active {
    border-color: var(--primary-teal);
    box-shadow: var(--shadow-medium);
}

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.5rem 2rem;
    cursor: pointer;
    transition: all 0.3s ease;
}

.faq-question:hover {
    background: rgba(0, 198, 182, 0.02);
}

.question-content {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex: 1;
}

.question-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: rgba(0, 198, 182, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-teal);
    font-size: 1.2rem;
    flex-shrink: 0;
}

.faq-question h3 {
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--text-dark);
    margin: 0;
    line-height: 1.4;
}

.faq-toggle {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--primary-teal);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.faq-toggle i {
    font-size: 0.9rem;
    transition: all 0.3s ease;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
    background: var(--off-white);
}

.faq-item.active .faq-answer {
    max-height: 1000px;
}

.faq-answer > * {
    padding: 0 2rem 2rem;
}

.faq-answer p {
    color: var(--text-gray-dark);
    line-height: 1.7;
    margin-bottom: 1.5rem;
    font-size: 1rem;
}

.info-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.info-card {
    background: var(--white);
    padding: 1.5rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: all 0.3s ease;
}

.info-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-light);
}

.info-card i {
    font-size: 1.5rem;
    color: var(--primary-teal);
    margin-bottom: 0.75rem;
}

.info-card h4 {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.info-card p {
    color: var(--text-gray);
    font-size: 0.9rem;
    margin: 0;
}

.requirements-box {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    margin-bottom: 1.5rem;
}

.requirements-box h4 {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 1rem;
}

.requirements-box h4 i {
    color: var(--primary-teal);
}

.requirement-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.requirement-list li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.5rem 0;
    color: var(--text-gray-dark);
}

.requirement-list li i {
    color: var(--primary-teal);
    width: 16px;
}

.action-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.fee-benefits {
    margin-bottom: 2rem;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 0;
    border-bottom: 1px solid var(--border-color);
}

.benefit-item:last-child {
    border-bottom: none;
}

.benefit-icon {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(0, 198, 182, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-teal);
    flex-shrink: 0;
}

.benefit-text strong {
    color: var(--text-dark);
    display: block;
    margin-bottom: 0.25rem;
}

.benefit-text p {
    color: var(--text-gray);
    margin: 0;
    font-size: 0.9rem;
}

.dispute-methods {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.method-card {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    text-align: center;
    transition: all 0.3s ease;
}

.method-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-light);
    border-color: var(--primary-teal);
}

.method-card i {
    font-size: 2rem;
    color: var(--primary-teal);
    margin-bottom: 1rem;
}

.method-card h4 {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.method-card p {
    color: var(--text-gray);
    margin-bottom: 0.75rem;
}

.method-time {
    display: inline-block;
    background: rgba(0, 198, 182, 0.1);
    color: var(--primary-teal);
    padding: 0.25rem 0.75rem;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 500;
}

.timeline-info {
    background: var(--white);
    border-radius: 12px;
    padding: 1.5rem;
    border: 1px solid var(--border-color);
    margin-bottom: 1.5rem;
}

.timeline-info h4 {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
    color: var(--text-dark);
    font-weight: 600;
}

.timeline-info h4 i {
    color: var(--primary-teal);
}

.timeline {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.timeline-item {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.timeline-marker {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--primary-teal);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.9rem;
    flex-shrink: 0;
}

.timeline-content strong {
    color: var(--text-dark);
    display: block;
    margin-bottom: 0.25rem;
}

.timeline-content p {
    color: var(--text-gray);
    margin: 0;
    font-size: 0.9rem;
}

.security-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.security-item {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}

.security-item i {
    font-size: 1.5rem;
    color: var(--primary-teal);
    margin-top: 0.25rem;
}

.security-item strong {
    color: var(--text-dark);
    display: block;
    margin-bottom: 0.5rem;
}

.security-item p {
    color: var(--text-gray);
    margin: 0;
    font-size: 0.9rem;
}

.steps-guide h4 {
    margin-bottom: 1rem;
    color: var(--text-dark);
    font-weight: 600;
}

.step-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--border-color);
}

.step-item:last-child {
    border-bottom: none;
}

.step-number {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--primary-teal);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.9rem;
    flex-shrink: 0;
}

.step-item p {
    margin: 0;
    color: var(--text-gray-dark);
}

.help-options {
    background: rgba(0, 198, 182, 0.05);
    border: 1px solid rgba(0, 198, 182, 0.2);
    border-radius: 8px;
    padding: 1rem;
    margin-top: 1.5rem;
}

.help-options p {
    margin: 0;
    color: var(--text-gray-dark);
}

.mobile-deposit-guide {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.guide-step {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    text-align: center;
}

.guide-step i {
    font-size: 2rem;
    color: var(--primary-teal);
    margin-bottom: 1rem;
}

.guide-step h4 {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.guide-step p {
    color: var(--text-gray);
    margin: 0;
    font-size: 0.9rem;
}

.deposit-limits {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    margin-bottom: 1.5rem;
}

.deposit-limits h4 {
    margin-bottom: 1rem;
    color: var(--text-dark);
    font-weight: 600;
}

.deposit-limits ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.deposit-limits li {
    padding: 0.5rem 0;
    color: var(--text-gray-dark);
    border-bottom: 1px solid var(--border-color);
}

.deposit-limits li:last-child {
    border-bottom: none;
}

.deposit-limits strong {
    color: var(--text-dark);
}

.emergency-actions {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-bottom: 2rem;
}

.emergency-item {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    text-align: center;
    transition: all 0.3s ease;
}

.emergency-item.urgent {
    border-color: var(--accent-red);
    background: rgba(237, 75, 98, 0.02);
}

.emergency-item i {
    font-size: 1.8rem;
    color: var(--primary-teal);
    margin-bottom: 1rem;
}

.emergency-item.urgent i {
    color: var(--accent-red);
}

.emergency-item h4 {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
}

.emergency-item p {
    color: var(--text-gray);
    margin: 0;
    font-size: 0.9rem;
}

.protection-info {
    background: rgba(0, 198, 182, 0.05);
    border: 1px solid rgba(0, 198, 182, 0.2);
    border-radius: 12px;
    padding: 1.5rem;
    margin-bottom: 1.5rem;
}

.protection-info h4 {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 1rem;
    color: var(--text-dark);
    font-weight: 600;
}

.protection-info h4 i {
    color: var(--primary-teal);
}

.protection-info ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.protection-info li {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    padding: 0.5rem 0;
    color: var(--text-gray-dark);
}

.protection-info li::before {
    content: '✓';
    color: var(--primary-teal);
    font-weight: bold;
    margin-top: 0.1rem;
}

.support-hours {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.support-channel {
    background: var(--white);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1.5rem;
    text-align: center;
    transition: all 0.3s ease;
}

.support-channel:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-light);
    border-color: var(--primary-teal);
}

.support-channel i {
    font-size: 2rem;
    color: var(--primary-teal);
    margin-bottom: 1rem;
}

.support-channel h4 {
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 0.75rem;
}

.support-channel p {
    color: var(--text-gray-dark);
    margin-bottom: 0.5rem;
    line-height: 1.4;
}

.support-channel span {
    color: var(--text-gray);
    font-size: 0.9rem;
}

/* Mobile Responsiveness */
@media (max-width: 768px) {
    .faq-filters {
        padding: 1rem;
    }
    
    .filter-pill {
        padding: 0.6rem 1.2rem;
        font-size: 0.9rem;
    }
    
    .category-header {
        flex-direction: column;
        text-align: center;
        gap: 1rem;
    }
    
    .question-content {
        gap: 0.75rem;
    }
    
    .question-icon {
        width: 40px;
        height: 40px;
        font-size: 1rem;
    }
    
    .faq-question h3 {
        font-size: 1.1rem;
    }
    
    .faq-answer > * {
        padding: 0 1.5rem 1.5rem;
    }
    
    .info-grid,
    .dispute-methods,
    .emergency-actions,
    .support-hours {
        grid-template-columns: 1fr;
    }
    
    .timeline {
        position: relative;
        padding-left: 2rem;
    }
    
    .timeline::before {
        content: '';
        position: absolute;
        left: 16px;
        top: 32px;
        bottom: 0;
        width: 2px;
        background: var(--border-color);
    }
    
    .timeline-item {
        position: relative;
    }
    
    .timeline-marker {
        position: absolute;
        left: -2rem;
    }
}

@media (max-width: 480px) {
    .search-wrapper-hero input {
        padding: 1rem 1.2rem 1rem 3rem;
    }
    
    .faq-question {
        padding: 1.2rem 1.5rem;
    }
    
    .faq-answer > * {
        padding: 0 1.2rem 1.2rem;
    }
    
    .category-card {
        padding: 1.5rem;
    }
    
    .action-buttons {
        flex-direction: column;
    }
    
    .action-buttons .btn {
        width: 100%;
        justify-content: center;
    }
}

/* ===== END FAQ PAGE STYLES ===== */

/* ===== STAFF LOGIN VARIANT ===== */
.staff-login .login-info {
    background: var(--gradient-purple-blue);
    color: white;
}

.staff-login .login-brand i {
    background: rgba(255, 255, 255, 0.2);
}

.staff-login .login-brand h2 {
    color: white;
}

.staff-login .login-info h3 {
    color: var(--accent-gold);
}

.staff-login .login-info p {
    color: rgba(255, 255, 255, 0.9);
}

.staff-login .feature-item {
    color: rgba(255, 255, 255, 0.9);
}

.staff-login .feature-item i {
    color: var(--accent-gold);
}

/* ===== ADMIN LOGIN VARIANT ===== */
.admin-login .login-info {
    background: var(--gradient-dark);
    color: white;
}

.admin-login .login-brand i {
    background: var(--accent-red);
    color: white;
}

.admin-login .login-brand h2 {
    color: white;
}

.admin-login .login-info h3 {
    color: var(--accent-gold);
}

.admin-login .login-info p {
    color: rgba(255, 255, 255, 0.9);
}

.admin-login .feature-item {
    color: rgba(255, 255, 255, 0.9);
}

.admin-login .feature-item i {
    color: var(--accent-red);
}

/* Admin responsive adjustments */
@media (max-width: 768px) {
    .admin-login .login-info {
        padding: 2rem;
    }
    
    .admin-login .login-brand {
        flex-direction: column;
        text-align: center;
        gap: 0.75rem;
    }
}

/* Rest of the CSS file continues... */