Privacy Policy

1. Our Commitment to Privacy

At NationUnityBank, protecting your privacy and maintaining the security of your personal information is fundamental to everything we do. This Privacy Policy explains how we collect, use, share, and protect your information when you use our banking services.

Data Protection

Bank-grade encryption and security measures protect your information.

Privacy Rights

You maintain control over your personal information and privacy settings.

No Data Selling

We never sell your personal data to third parties for marketing purposes.

2. Information We Collect

We collect information necessary to provide banking services and comply with regulatory requirements. This includes:

2.1 Personal Information

Name, address, and contact information
Social Security number and date of birth
Employment and income information
Government-issued identification

2.2 Financial Information

Account balances and transaction history
Credit history and score
Investment and insurance information
Payment and transfer details

2.3 Technical Information

Device information and IP addresses
Browser type and operating system
Login credentials and authentication data
Website usage and navigation patterns

3. How We Use Information

We use your information to provide banking services, ensure security, and meet legal obligations:

Account Management

Processing transactions, maintaining accounts, and providing customer service.

Risk Management

Fraud detection, identity verification, and compliance monitoring.

Service Enhancement

Improving our products, personalizing services, and developing new features.

4. Information Sharing

We may share your information in limited circumstances as permitted by law:

4.1 With Your Consent

We share information when you explicitly authorize us to do so.

4.2 Service Providers

We work with trusted third parties who help us provide banking services, subject to strict confidentiality agreements.

4.3 Legal Requirements

We may disclose information to comply with legal obligations, regulatory requirements, or court orders.

5. Data Security

We employ multiple layers of security to protect your information:

Encryption

All data transmissions are protected using 256-bit SSL encryption.

Multi-Factor Authentication

Additional security layers protect your account from unauthorized access.

24/7 Monitoring

Automated systems continuously monitor for suspicious activities.

6. Your Privacy Rights

You have certain rights regarding your personal information:

Right to access your personal information
Right to correct inaccurate information
Right to limit information sharing (where permitted by law)
Right to receive privacy disclosures

7. Cookies & Technology

We use cookies and similar technologies to enhance your online experience and provide secure access to our services.

7.1 Types of Cookies

Essential cookies for basic functionality
Security cookies for fraud protection
Performance cookies to improve our services
Preference cookies to remember your settings

8. Third-Party Services

We may integrate with trusted third-party services to enhance our offerings. These providers are required to maintain the same high standards of privacy and security.

9. Policy Updates

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of significant changes through your preferred communication method.

10. Contact Information

For questions about this Privacy Policy or your privacy rights, please contact us:

Phone Support

1-800-123-BANK (2265)

Available 24/7

Email Support

privacy@nationunitybank.com

Response within 24 hours

Mailing Address

Privacy Officer, NationUnityBank

123 Banking Street, New York, NY 10001

Live Chat

Chat with our privacy specialists

Monday-Friday, 8 AM - 8 PM